Choose from a Variety of Checking Accounts at Lena State Bank
No two people spend money the same way or have the same financial goals. At Lena State Bank, we understand this and offer numerous types of checking accounts for customers of all ages. Take a look at the checking accounts we offer below.
For current rates, fees, and full account details and disclosures, contact Lena State Bank’s Customer Service Department at 815-369-4901 or toll free at 866-369-4901.
| Account | Opening Deposit | Fees | Interest | Benefits |
|---|---|---|---|---|
Secure Choice Checking | $100 | $5.50 monthly service charge (reduced to $3.50 if enrolled in E-Statements) | N/A | Unlimited account transactions (checks and debit card transactions) Free 24/7 Online Banking, Mobile Banking and Online Bill Pay Low $5.50 monthly service charge MasterCard® Debit Card with no annual fee Complimentary IDProtect® Identity Theft Protection Service Complimentary Cellular Telephone Protection |
Basic Checking | $100 | $3.00 monthly paper statement fee if not enrolled in E-Statements | N/A | Opening minimum deposit of $100 No minimum balance Unlimited account transactions (checks and debit card transactions) Free 24/7 Online Banking, Mobile Banking and Online Bill Pay MasterCard® Debit Card with no annual fee E-Statements |
Discover Checking (For Customers Age 50+) | None | None | Yes; Tiered: Tier 1: $1,000-$4,999 Tier 2: $5,000-$9,999 Tier 3: $10,000 and higher | Must have a minimum on deposit of $10,000.00 with Lena State Bank to establish Discover Checking No service charge or per item fee Interest-bearing, with interest compounded and credited monthly Free 24/7 Online Banking, Mobile Banking and Online Bill Pay Free Discover Club printed checks (limit 4 boxes per year) |
Premier Interest Checking | $2,500 | $7.00 monthly service charge if minimum daily balance falls below $2,500 | Yes; Compounded and credited monthly | Interest paid on daily collected balance Free 24/7 Online Banking, Mobile Banking and Online Bill Pay MasterCard® ATM/Debit Card No per item fee |
Premier Money Market | $10,000 | $10.00 monthly service charge if minimum daily balance falls below $10,000 | Yes; Tiered: Tier 1: $0.01-$9,999 Tier 2: $10,000-$49,999 Tier 3: $50,000-$99,999 Tier 4: $100,000-$249,999 Tier 5: $250,000 and higher | Interest-bearing, with interest compounded and credited monthly Interest paid on daily collected balance in tiers Direct check-writing ability MasterCard® Debit Card Free 24/7 Online Banking, Mobile Banking and Online Bill Pay |